<!--Hide JavaScript from Java-Impaired Browsers
var num=0;
var amt=0;
var per=0;
var months=0;
var nls="";
var rr="\r";
var b="                       ";
var d="-----------------------------------------------------";
var s="$";
function iA(){
 this.length=iA.arguments.length;
 for (var i=0;i<this.length;i++){
  this[i]=iA.arguments[i];
  }
 }
var pwr=new iA(10);
var dec=new iA(16);
pwr[0]=1;
for (var i=0;i<9;i++){
 pwr[i+1]=pwr[i]*10;
}
dec[0]=.1;
dec[1]=.01;
dec[2]=.001;
dec[3]=.0001;
dec[4]=.00001;
dec[5]=.000001;
dec[6]=.0000001;
dec[7]=.00000001;
dec[8]=.000000001;
dec[9]=.0000000001;
dec[10]=.00000000001;
dec[11]=.000000000001;
dec[12]=.0000000000001;
dec[13]=.00000000000001;
dec[14]=.000000000000001;
dec[15]=.0000000000000001;
var ns="01234567890";
var cr="";
var str="";

function stn(){
 num=0;
 pos=str.indexOf(".");
 sfx="";
 if (pos>-1){
  sfx=str.substring(pos+1,str.length);
  str=str.substring(0,pos);
  }
 strl=str.length;
 for (var i=strl-1;i>-1;i--){
  cr=str.substring(i,i+1);
  pos=ns.indexOf(cr);
  num+=pos*pwr[strl-i-1];
  }
  if (sfx!=""&&sfx.length>dp){
   pos=ns.indexOf(sfx.charAt(dp+1));
   if (pos>4){
    pos=ns.indexOf(sfx.charAt(dp));
    sfx=sfx.substring(0,dp-1)+(pos+1);
    }
   }
  if (sfx!=""){
   for (var i=0;i<dp;i++){
    cr=sfx.substring(i,i+1);
    pos=ns.indexOf(cr);
    num+=pos*dec[i];
    }
  }
 }

function testIt(form){
 str=document.isn.amt.value;
 fmtIt();
 bl=str.length+3;
 dp=2;
 stn();
 amt=num;
 str=document.isn.per.value;
 dp=4;
 stn();
 per=num;
 str=document.isn.months.value;
 dp=0;
 stn();
 months=num;
 if (months<1||months>999||per<.0001||per>99||amt<1||amt>pwr[9]){
  alrt();
  }
 else{
 computeForm();
 }
}

function computeForm(){
 ls="";
 isnnum=1;
 i=per/12/100;
 fpv=0;
 for (var j=0;j<months;j++)
  isnnum=isnnum*(1+i);
  tmp=(amt*isnnum*i)/(isnnum-1);
  fpv+=tmp;
  fcalc=((months*fpv)-amt);
 prtSched();
 }

function prtSched(){
 fpv+=.01;
 str=""
 str+=fpv;
 fmtIt();
 dp=2;
 stn();
 fpv=num;
 pct=per/12/100;
 if (bl<14){
  bl=14;
  }
 ls=document.isn.months.value
 +" months to repay "+s+document.isn.amt.value
 +" at "+document.isn.per.value+"% interest."+rr+d+rr
 +"Month   Payment    Interest   Principal   Balance"
 +rr
 +"        Amount     Amount     Reduction   Due"
 +rr+d+rr;
 for (var j=0;j<months;j++){
  ntr=(amt*pct);
  str="";
  str+=ntr;
  fmtIt();
  ntr1=s+str;
  prp=fpv-ntr;
  if (prp>amt){
   prp=amt;
   }
  str="";
  str+=prp;
  fmtIt();
  prp1=s+str;
  amt-=prp;
  str="";
  str+=amt;
  fmtIt();
  amt1=s+str;
  if (fpv>(ntr+prp)){
   fpv=ntr+prp;
   }
  str="";
  str+=fpv;
  fmtIt();
  fpv1=s+str;
  str="";
  str+=(j+1)+".";
  ls+=b.substring(0,0)+str+b.substring(0,8-str.length)
  +fpv1+b.substring(0,11-fpv1.length)+ntr1
  +b.substring(0,11-ntr1.length)+prp1
  +b.substring(0,12-prp1.length)+amt1
  +rr;
  }
  document.isn.sched.value=ls+d+rr
  +"* Interest calculated at 1/12th annual interest rate."+rr+d+rr;
 }

function fmtIt(){
 pos=str.indexOf(".");
 if (pos==0){
  str="0"+str;
  pos++;
  }
 if (pos<0){
  str+=".00";
  pos=str.indexOf(".");
  }
 str+="0000";
 str=str.substring(0,pos+4);
 cr=str.charAt(str.length-1);
 pos=ns.indexOf(cr);
 str=str.substring(0,str.length-1);
 if (pos>5){
  fmtIt1();
  }
 }
 function fmtIt1(){
  for (var k=str.length-1;k>-1;k--){
   cr=str.charAt(k);
   posn=ns.indexOf(cr);
   if (posn<0){
    k--;
   }
   else{
    str=str.substring(0,k)+ns.substring(posn+1,posn+2)
    +str.substring(k+1,str.length);
    if (posn!=9){
     k=-1;
    }
   }
  }
 }

function printIt(form){
 str=document.isn.amt.value;
 fmtIt();
 bl=str.length+3;
 dp=2;
 stn();
 amt=num;
 str=document.isn.per.value;
 dp=4;
 stn();
 per=num;
 str=document.isn.months.value;
 dp=0;
 stn();
 months=num;
 if (months<1||months>999||per<.0001||per>99||amt<1||amt>pwr[9]){
  alrt();
  }
 else{
 computeForm1();
 }
}

function computeForm1(){
 ls="";
 isnnum=1;
 i=per/12/100;
 fpv=0;
 for (var j=0;j<months;j++)
  isnnum=isnnum*(1+i);
  tmp=(amt*isnnum*i)/(isnnum-1);
  fpv+=tmp;
  fcalc=((months*fpv)-amt);
 prtSched1();
 }

function prtSched1(){
 fpv+=.01;
 str="";
 str+=fpv;
 fmtIt();
 dp=2;
 stn();
 fpv=num;
 pct=per/12/100;
 if (bl<14){
  bl=14;
  }

 ls="<TABLE Border=1 cellpadding=5 BGCOLOR=FFFFCC><TD><TR><TD COLSPAN=5><CENTER><FONT SIZE=+3>Loan Amortization Schedule:</B></FONT><BR><B>" + document.isn.months.value + " months to repay " +s+document.isn.amt.value + " at " + document.isn.per.value+ "% interest.</B></CENTER></TD></TR><TR><TD>Payment</TD><TD>Payment Amount</TD><TD>Interest Amount</TD><TD>Principal Reduction</TD><TD>Balance Due</TD></TR>";

 for (var j=0;j<months;j++){
  ntr=(amt*pct);
  str="";
  str+=ntr;
  fmtIt();
  ntr1="<TD>" +s + str + "</TD>";
  prp=fpv-ntr;
  if (prp>amt){
   prp=amt;
   }
  str="";
  str+=prp;
  fmtIt();
  prp1="<TD>" + s + str + "</TD>";
  amt-=prp;
  str="";
  str+=amt;
  fmtIt();
  amt1="<TD>" + s + str + "</TD></TR>";
  if (fpv>(ntr+prp)){
   fpv=ntr+prp;
   }
  str="";
  str+=fpv;
  fmtIt();
  fpv1="<TD>" +s +str +"</TD>";
  str="";
  str+="<TR><TD>" + (j+1) + ".</TD>";
  ls+=str + fpv1 + ntr1 + prp1 + amt1;
  }
 ls += "<TR><TD COLSPAN=5><CENTER>* Interest calculated at 1/12th annual interest  rate.</CENTER></TD></TR></TABLE>"

  var myBars = 'directories=no,location=no,menubar=no,status=no,titlebar=no,toolbar=no';
  var myOptions = 'scrollbars=yes,width=600,height=600,resizeable=yes';
  var myFeatures = myBars + ',' + myOptions;
  var newWin = open('', 'myWin', myFeatures);
  newWin.document.write(ls);
  newWin.document.close();  
  newWin.focus();
  newWin.window.print();
  newWin.window.close();
}

function alrt(){
 alert("Months must be from"
 +" 1 to 999, Loan amount from 1 to "+pwr[9]
 +" and Interest from .001 to 99%");
}
//-->